Pre-heat oven to 375 F. Combine cream cheese and butter in
mixing bowl, beat well. Gradually add sugar and vanilla, beating until light
and fluffy. Combine flour and baking powder, add to batter, beating well.
Spread mixture evenly in an ungreased 9 x 13-inch baking pan. Bake for 15
minutes. Sprinkle chips immediately over baked layer. Let stand 5 minutes,
or until chocolate melts.. Spread chocolate evenly, to the edge of pan.
Sprinkle with almonds. Cool and cut into bars.
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