Boil the beans in the water for 2 minutes before removing
them from the heat to let stand for 1 hour. Then add the
ham bone, garlic and bay leaf to the beans, and cover and
simmer them for 2 hours or until the ingredients are
almost tender. Add the vegetables and salt and pepper to
taste, and simmer them for 1 hour longer. Remove the ham
bone, cut off the meat and dice it to add to the beans.
Reheat the soup almost to boiling, then remove the bay
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